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An appreciable reduction in the number of incidences of card fraud

EVRY has dedicated personnel in place on a 24-hour basis who monitor transactions and are ready to act against attempted fraud.

DNB observed earlier that the volume of card fraud was on the increase, primarily in the form of skimming. Card fraud represents major costs for card issuers, and creates uncertainty for customers. Over several years DNB and EVRY now have cooperated to prevent card fraud.

Since the introduction of EVRY's real time surveillance, customers have noted an appreciable reduction in the number of incidences of fraud. This has led to a reduction in losses due to fraud, at the same time as contributing to increased security for customers.

DNB has chosen EVRY as its partner for transaction monitoring. The most cost-efficient solution for DNB proved to be to entrust EVRY to take care of both operation of the application as a part of its customer support. The alternative would have been for DNB to employ its own personnel to help fraud-affected customers on a 24/7 basis, all year round.

At present, EVRY has more than 100 card issuers in 12  countries, which means that we can gain experience from many different customers and allow them to benefit from each others' expertise.

Those customers who use a similar solution to DNB have reduced their volumes of card fraud by more than 60 percent on average. EVRY enjoys a close dialogue with its customers and arranges information meetings which permit the exchange of experience.

By creating an opinion of which threat scenario a specific customer is exposed to, EVRY can customise protection against card fraud.

EVRY has huge experience and understanding of how card fraudsters operate. Our deep knowledge has allowed us to build up the most advanced system for transaction monitoring on the market, and it is the most used system in Scandinavia.

DNB is the largest financial group in Norway, and also has a broad international presence. The Group is one of the world's leading shipping banks, and a significant player in the energy sector. Its international business is constantly expanding.